Insurance Agency Serving Round Rock, Texas

Round Rock is one of Texas's fastest-growing cities—and its residents need an insurance agency that can keep up. Winkler Insurance has served Central Texas since 2006, helping Round Rock families and businesses find affordable coverage from top-rated carriers. As an independent agency, we compare quotes across multiple insurers to find protection that fits your needs, not just whatever one company offers.

Round Rock offers an exceptional quality of life with excellent schools, thriving employers, and a growing downtown. From young families buying their first homes to established professionals and growing businesses, Round Rock residents have diverse insurance needs. Winkler Insurance provides personalized service and competitive rates to help you protect what matters most.

Home Insurance in Round Rock, TX

Protecting your Round Rock home requires homeowners insurance that covers Texas risks. Severe storms, hail, and high winds can damage roofs and exteriors throughout Williamson County. A comprehensive home insurance policy covers weather damage plus fire, theft, vandalism, and liability protection if someone is injured on your property.

Round Rock's housing ranges from established neighborhoods near downtown to new construction in developments throughout the city. Each situation requires different coverage considerations. We help Round Rock homeowners understand dwelling coverage limits, deductible options, and endorsements that might benefit their situation. Whether you own a starter home or a larger property, we find protection that fits.

New Construction in Round Rock

Round Rock continues adding new homes in developments across the city. New construction often qualifies for insurance discounts due to updated building codes, modern electrical and plumbing systems, and newer roofs. We help buyers transition from builder coverage to permanent homeowners policies and identify available discounts.

Auto Insurance in Round Rock, TX

Round Rock drivers face busy roads, I-35 traffic, and commutes throughout the Austin metro area. When accidents happen—whether on the highway, at a busy intersection, or in a parking lot—you need auto insurance that provides real protection. Texas minimums are rarely enough for serious accidents.

Winkler Insurance helps Round Rock drivers find:

• Liability coverage that actually protects your assets


• Collision and comprehensive coverage for your vehicle


• Uninsured motorist protection—essential in Texas


• Multi-vehicle discounts for families


• Good driver and safe vehicle discounts


• Coverage for teen drivers joining the family policy

Austin-area traffic means Round Rock residents spend significant time on the road. We find coverage that protects your daily commute without breaking your budget.

Business Insurance in Round Rock, TX

Round Rock's economy extends far beyond being "home to Dell." The city has a thriving business community including technology companies, retail and restaurants, healthcare providers, professional services, and growing startups. Each business needs insurance protection tailored to its unique risks.

Winkler Insurance provides Round Rock businesses with:

• General liability insurance protecting against third-party claims


• Commercial property insurance for buildings, equipment, and inventory


• Business owners policies bundling essential coverages for small businesses


• Professional liability/E&O for consultants and technology companies


• Workers compensation for businesses with employees


• Commercial auto insurance for business vehicles


• Cyber liability insurance for businesses handling sensitive data

Starting a business in Round Rock? We help new business owners understand their insurance requirements and build coverage from the ground up.

Life Insurance for Round Rock Families

Round Rock attracts young families seeking great schools and quality of life. Life insurance ensures your family's financial security if something happens to you—covering mortgages, education costs, and daily expenses. We help Round Rock families evaluate their needs and find affordable term or whole life coverage that provides peace of mind.

Technology Industry Insurance in Round Rock

Round Rock's technology sector—from large employers to startups—has specialized insurance needs:

Professional Liability/Errors & Omissions — Covers claims of negligence, errors, or failure to deliver on technology projects and consulting engagements.

Cyber Liability Insurance — Covers data breaches, cyber attacks, and related expenses. Essential for companies handling customer data.

Directors & Officers Insurance — Protects company leadership from personal liability. Important for startups seeking investment.

We work with carriers that understand technology risks and provide coverage designed for the industry.

Additional Coverage for Round Rock Residents

Beyond standard policies, Round Rock families often need:

Umbrella Insurance — Extra liability protection above home and auto limits. Important for professionals and families with significant assets.

Renters Insurance — Round Rock has a growing rental market. Protect your belongings for less than $20 monthly.

Jewelry Insurance — Protect engagement rings, watches, and valuable jewelry beyond homeowners policy limits.

Boat and Watercraft Insurance — Lake Travis and other lakes are nearby. Protect your boat with proper coverage.

Why Round Rock Families Choose Winkler Insurance

Independent agency. We shop multiple carriers to find the best rates and coverage—not just one company's options.

Growing with you. Whether you're buying your first home or expanding a business, we provide coverage that evolves with your needs.

Personal service. Work with agents who know your situation, not a call center that treats you like a number.

Central Texas roots. Since 2006, we've served this region with dedication and expertise.

Frequently Asked Questions About Insurance in Round Rock

Are insurance rates higher in Round Rock than other areas?
Rates vary based on many factors. Round Rock's growth and property values can affect premiums, but we shop multiple carriers to find competitive rates.

Do you offer insurance for tech startups?
Yes—we help technology companies find appropriate coverage including professional liability, cyber insurance, and D&O coverage.

How far is your office from Round Rock?
Our Temple office is about 45 minutes from Round Rock. Many clients prefer handling everything by phone and email, but we're happy to meet in person when needed.

Get Your Free Insurance Quote in Round Rock, Texas

Our insurance agents serve Round Rock, Texas and surrounding areas including Temple, Belton, Harker Heights, Killeen, Copperas Cove, Troy, Waco, and Cameron. Contact Winkler Insurance today for a free quote.